Mortgage advice for expats
Are you planning to buy a house in the Netherlands, have you already found your dream home, or are you still exploring your options? Regardless, it is important to get expert advice on your choices and receive guidance when dealing with some of the most significant challenges, such as:
- When can you, as an expat, buy a property in the Netherlands?
- For what amount can you secure a mortgage?
- What are the tax rules for an expat when taking out a mortgage in the Netherlands?
Our team of advisors have extensive experience and can assist you at every stage of the application process, from your initial enquiry to the transfer of the property before the notary.
Our affiliation with most mortgage lenders enables us to provide you with independent advice tailored to your specific situation.
- One point of contact as your personal advisor
- Independent financial advice
- Always close by
Tailored Mortgage Advice
Are you buying a property in the Netherlands for the first time? We will examine your specific situation, including the maximum amount you can borrow as well as your future plans in the Netherlands. If you have purchased a house before, we can help you find the best solution tailored for your specific situation. We will discuss refinancing options, how best to use your equity, and other ways to optimize your mortgage. Do you want to know more? Schedule a free consultation!
Our Advisors are always here to help you
Have you found your dream home? Our advisors are ready to assist you. Easily schedule a free mortgage consultation at the bottom of this page. Together, we will map out your financial situation and explore all your options. Do you have an urgent question? Your advisor is always available, even on weekends! We will guide you from finding a suitable home to the transfer at the notary.
Calculate mortgage
Curious about your maximum loan for new construction? Visit us for a free mortgage consultation or use our calculator for an estimate.
Mortgage Advisors
“At BTER Financial, we’re always here for you. We are close and engaged, so you can always count on personal and tailored advice. Feel free to schedule a consultation.”
How does a mortgage work for Expats?
Financial check
When making an offer on your dream home, our advisors will guide you through the process and ensure you have the necessary documents, including a financial check, also known as a “bid certificate”. This document provides the seller with insight into your financial situation and confirms your ability to purchase the property, allowing the bidding process to proceed smoothly and efficiently.
Frequently asked questions
Yes, expats can obtain a mortgage in the Netherlands, but the process can be complex due to various laws and regulations. It is advisable to consult a mortgage advisor specializing in expat mortgages.
Yes, it is possible to get a mortgage with an income from abroad. However, banks have specific requirements, such as documentation and potentially additional evidence to verify the source of your income. Do you want to know more? Contact us.
An expat mortgage is specifically designed for foreign workers in the Netherlands. The application process involves assessing your financial situation, comparing mortgage options, and obtaining independent advice from specialized advisors.